A penny saved is a penny earned.

A penny earned is a penny in your pocket.

A penny spent is a penny that the government ultimately gets.

A penny the government has will wind up being redistributed through a government giveaway program.

Easy come - Easy Go. Thus all pennies wind up worthless to the holder.

This is why you'll find pennies all over the streets and sidewalk. People won't bend over to pick up a penny. You should see a penny as a penny. Then you'll stop and pick them up. A dollar is bending over just one hundred times. Good for the waist and the equalibrium. A dollar invested @ 5% will be $1.05 in a year. if you could just find 365 dollars a year and invest them for the next 35 years you'll have 365 @ %5 x 35 yrs compounded = $34,615.26 and your waist might still be thin. For every 365 dollars you'll get back almost $1000.00. Not real big numbers but most deffinately $35,000. you wouldn't have otherwise.